SIMPLE WAYS to IMPROVE your CREDIT SCORE

(1) CHECK YOUR CREDIT REPORTS  – 1 from Equifax, 1 from TransUnion and 1 from Experian.  You can get a free copy once a year.  Review them for possible errors.  80% of consumers find errors & need to be corrected.  (2)  PAY YOUR BILLS ON TIME.  Even a few days late can hurt your score.  Set up a calendar to keep up to prevent late payments.  (3)  REDUCE THE AMOUNT OF DEBT YOU OWE.  Lowering it will lower the amount of interest you pay.  Paying off delinquent accounts can improve your credit score.  (4)  BE PATIENT – like losing weight – it takes time.  No quick fix, but time will help with YOUR IMPROVEMENTS.