So far millennials have been a DRAG on the economy, rather than a DRIVER.  5 millions are out of work across the U. S.  They make up 1/2 of the unemployed.  College debt keeps many from buying houses, but home prices have fallen, but afraid of another Great Depression, according to Dr. Mark Dotzour, chief economist for TX A&M Real Estate Center.  About 30% live with their parents.  So Millennials are not building home equity or watching home prices appreciate.  69% think they do not make enough to support their lifestyle, but 88% are OPTIMISIM  ABOUT THE FUTURE.