{"id":970,"date":"2013-05-12T17:43:06","date_gmt":"2013-05-12T22:43:06","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=970"},"modified":"2013-05-12T17:43:06","modified_gmt":"2013-05-12T22:43:06","slug":"4-mind-over-money-strategies-to-manage-price-range-creep","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2013\/05\/12\/4-mind-over-money-strategies-to-manage-price-range-creep\/","title":{"rendered":"4 MIND-OVER-MONEY STRATEGIES TO MANAGE &#8216;PRICE RANGE CREEP&#8217;"},"content":{"rendered":"<p>Folks are now looking at buying homes with inventory shrinking and interest rates still low.\u00a0 Follow these 4 steps to keep from being &#8220;house poor&#8221; with a too large house payment.\u00a0 (1)\u00a0 RUN YOU OWN NUMBERS.\u00a0 Figure monthly payment, including taxes and insurance + maintenance.\u00a0 Then figure how much of your monthly income can go toward all these expenses.\u00a0 Ask your mortgage lender for the same information and compare.\u00a0 (2) START YOUR HOUSE HUNT LOWER THAN YOUR TOP DOLLAR.\u00a0 In some markets houses are going for over asking price and you need to know where to stop.\u00a0 (3)\u00a0 HAVE YOUR MORTGAGE PRO DO A LAST-MINUTE BUDGET CHECK BEFORE YOU WRITE AN OFFER.\u00a0 Ask your mortgage pro to run a last minute budget check as it may have months ago when he\/she did the last one.\u00a0 Not a good idea to buy a boat while trying to get a mortgage loan or any other large purchase. (4)\u00a0 THINK OF YOUR HOUSE AS THE LAUNCH PAD FOR THE REST OF YOUR LIFE.\u00a0 Your home is not the cornerstone of your value as a human being &#8211; no possession is.\u00a0 It should be the backdrop for the rest of your life to enjoy with your family.\u00a0 Again don&#8217;t get &#8220;house poor&#8221;!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Folks are now looking at buying homes with inventory shrinking and interest rates still low.\u00a0 Follow these 4 steps to keep from being &#8220;house poor&#8221; with a too large house payment.\u00a0 (1)\u00a0 RUN YOU OWN NUMBERS.\u00a0 Figure monthly payment, including taxes and insurance + maintenance.\u00a0 Then figure how much of your monthly income can go [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/970"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=970"}],"version-history":[{"count":0,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/970\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=970"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}