{"id":1661,"date":"2015-09-25T18:56:30","date_gmt":"2015-09-25T18:56:30","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=1661"},"modified":"2015-09-25T18:56:30","modified_gmt":"2015-09-25T18:56:30","slug":"know-before-you-owe-initiative","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2015\/09\/25\/know-before-you-owe-initiative\/","title":{"rendered":"&#8216;KNOW BEFORE YOU OWE&#8217; initiative"},"content":{"rendered":"<p>This initiative, the TRUTH IN LENDING ACT will integrate the REAL ESTATE SETTLEMENT AND PROCEDURE ACT INTEGRATED DISCLOSURE rule (TRID) into existing disclosures from the Dodd-Frank Act.\u00a0 This takes effect MONDAY, OCTOBER 3, 2015.\u00a0 These tools are intended to (1)\u00a0 improve consumers&#8217; understanding of the mortgage process, (2)assist in comparison shopping and (3) help prevent surprises at closing.\u00a0\u00a0 The kiT offers (A) a guide to the new mortgage closing forms, (B) a closing fact sheet, (C) a disclosure timeline and (D)\u00a0 educational videos.\u00a0 May delay closings a week or so till all this ironed out,\u00a0 SHOULD HELP THE CONSUMER.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This initiative, the TRUTH IN LENDING ACT will integrate the REAL ESTATE SETTLEMENT AND PROCEDURE ACT INTEGRATED DISCLOSURE rule (TRID) into existing disclosures from the Dodd-Frank Act.\u00a0 This takes effect MONDAY, OCTOBER 3, 2015.\u00a0 These tools are intended to (1)\u00a0 improve consumers&#8217; understanding of the mortgage process, (2)assist in comparison shopping and (3) help prevent [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1661"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1661"}],"version-history":[{"count":1,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1661\/revisions"}],"predecessor-version":[{"id":1662,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1661\/revisions\/1662"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1661"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}