{"id":1517,"date":"2014-12-04T22:13:22","date_gmt":"2014-12-04T22:13:22","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=1517"},"modified":"2014-12-04T22:13:22","modified_gmt":"2014-12-04T22:13:22","slug":"11-steps-to-rehab-your-credit-report-part-2","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2014\/12\/04\/11-steps-to-rehab-your-credit-report-part-2\/","title":{"rendered":"11 STEPS to REHAB your CREDIT REPORT &#8211; part 2"},"content":{"rendered":"<p>(7)\u00a0 If you charge a lot to get points, showing a lot compared to your credit limit, which is a negative.\u00a0 Lenders can&#8217;t sort out when you actually zero-out your balances each month.\u00a0 (8)\u00a0 Maintain a variety of credit types, such as auto loan, student loan &amp; credit-card bills, shows you can juggle different types of credit and add 10% to your credit score.\u00a0 (9)\u00a0 Get a personal loan to pay off your credit-card debt.\u00a0 Also interest usually lower.\u00a0 (10)\u00a0 Pay off debt in collections.\u00a0 (11)\u00a0 Get a secured credit card after a bankruptcy.\u00a0 A bankruptcy will have less impact on your score over times as long as you do not default on new loans.\u00a0 Chapter 7 and 13 bankruptcies stay on your credit report of 10 years.\u00a0 GET YOUR CREDIT STRAIGHTENED OUT!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(7)\u00a0 If you charge a lot to get points, showing a lot compared to your credit limit, which is a negative.\u00a0 Lenders can&#8217;t sort out when you actually zero-out your balances each month.\u00a0 (8)\u00a0 Maintain a variety of credit types, such as auto loan, student loan &amp; credit-card bills, shows you can juggle different types [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1517"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1517"}],"version-history":[{"count":2,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1517\/revisions"}],"predecessor-version":[{"id":1519,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1517\/revisions\/1519"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1517"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}