{"id":1515,"date":"2014-12-02T22:46:29","date_gmt":"2014-12-02T22:46:29","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=1515"},"modified":"2014-12-02T22:46:29","modified_gmt":"2014-12-02T22:46:29","slug":"11-steps-to-rehab-your-credit-score","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2014\/12\/02\/11-steps-to-rehab-your-credit-score\/","title":{"rendered":"11 STEPS to REHAB your CREDIT SCORE"},"content":{"rendered":"<p>(1)\u00a0 Pay bills on time, which is 35+% of your FICA score OR at least pay the minimum.\u00a0 (2)\u00a0 Check your reports by requesting free credit report from a different reporting agency every 4 months thru\u00a0\u00a0 AnnualCreditReport.com\u00a0\u00a0 &#8220;Soft pull&#8221; is checking your own credit.\u00a0 More &amp; could indicate you are shopping interest rates for 1 loan.\u00a0 (3)\u00a0 Don&#8217;t apply for multiple credit cards at once, unless applying for a mortgage, auto or student loans.\u00a0 Read terms carefully!\u00a0 (4)\u00a0 Don&#8217;t cancel plastic you don&#8217;t use unless it carries an annual fee.\u00a0 Just keep it.\u00a0 (5)\u00a0 Don&#8217;t open too many new credit accounts at once, as this will lower the average &#8220;age&#8221; of your accounts, which can lower your credit score.\u00a0 (6)\u00a0 Keep credit balances relative low.\u00a0 Maintaining a revolving credit balance under 10% is wise.\u00a0 LAST 5 COMING.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(1)\u00a0 Pay bills on time, which is 35+% of your FICA score OR at least pay the minimum.\u00a0 (2)\u00a0 Check your reports by requesting free credit report from a different reporting agency every 4 months thru\u00a0\u00a0 AnnualCreditReport.com\u00a0\u00a0 &#8220;Soft pull&#8221; is checking your own credit.\u00a0 More &amp; could indicate you are shopping interest rates for 1 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1515"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1515"}],"version-history":[{"count":1,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1515\/revisions"}],"predecessor-version":[{"id":1516,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1515\/revisions\/1516"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1515"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}