(1)\u00a0 the regulatory body writing the Dodd-Frank rules need to hurry & complete their task.\u00a0 The uncertainty creates lenders to be risk averse, especially toward mortgage borrowers.\u00a0 (2)\u00a0 Fannie Mae & Freddie Mac need to make home loans to buyers with less available cash & not require 20% down.\u00a0 (3)\u00a0 the Office of the Comptroller of the Currency can relax its tough guidelines that discourage banks from making loans for new subdivision developments.\u00a0 In some markets lack of building lots is acute.\u00a0 (4)\u00a0 There is a serious labor shortage in many parts of the home construction industry.\u00a0 The guest worker program must be enhanced to provide much-needed craftsmen, such as carpenters.\u00a0 All this according to Dr. Mark Dotzour, chief economist for the Real Estate Center Texas A&M University.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
(1)\u00a0 the regulatory body writing the Dodd-Frank rules need to hurry & complete their task.\u00a0 The uncertainty creates lenders to be risk averse, especially toward mortgage borrowers.\u00a0 (2)\u00a0 Fannie Mae & Freddie Mac need to make home loans to buyers with less available cash & not require 20% down.\u00a0 (3)\u00a0 the Office of the Comptroller […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1417"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1417"}],"version-history":[{"count":1,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1417\/revisions"}],"predecessor-version":[{"id":1418,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1417\/revisions\/1418"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1417"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}