{"id":1295,"date":"2014-06-20T23:40:40","date_gmt":"2014-06-20T23:40:40","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=1295"},"modified":"2014-06-20T23:40:40","modified_gmt":"2014-06-20T23:40:40","slug":"why-do-much-paperwork-to-get-a-mortgage","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2014\/06\/20\/why-do-much-paperwork-to-get-a-mortgage\/","title":{"rendered":"WHY DO MUCH PAPERWORK TO GET A MORTGAGE?"},"content":{"rendered":"<p>It presently seems the paperwork is endless to get a loan to buy a house.\u00a0 Two reasons:\u00a0 (1)\u00a0 government has set new guidelines to be sure the buyer can repay the loan BEYOND ANY DOUBT.\u00a0 Many folks lost their homes as did not qualify for loans.\u00a0 (2)\u00a0 Banks do not want to be in the real estate business.\u00a0 Over the past 7 years banks have had to &#8220;eat&#8221; lots of loans from borrowers who turned their homes back to the lender.\u00a0 Just be thankful that we can buy a house at HISTORICALLY LOW RATES, even with more paperwork!!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It presently seems the paperwork is endless to get a loan to buy a house.\u00a0 Two reasons:\u00a0 (1)\u00a0 government has set new guidelines to be sure the buyer can repay the loan BEYOND ANY DOUBT.\u00a0 Many folks lost their homes as did not qualify for loans.\u00a0 (2)\u00a0 Banks do not want to be in the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1295"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1295"}],"version-history":[{"count":1,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1295\/revisions"}],"predecessor-version":[{"id":1296,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1295\/revisions\/1296"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1295"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}