{"id":1083,"date":"2013-10-21T21:53:50","date_gmt":"2013-10-21T21:53:50","guid":{"rendered":"http:\/\/www.orangesand.com\/?p=1083"},"modified":"2013-10-21T21:53:50","modified_gmt":"2013-10-21T21:53:50","slug":"good-or-bad-financing-news-depending-on-you","status":"publish","type":"post","link":"http:\/\/www.thebains.com\/blog\/2013\/10\/21\/good-or-bad-financing-news-depending-on-you\/","title":{"rendered":"GOOD or BAD FINANCING NEWS &#8211; depending on YOU!"},"content":{"rendered":"<p>(1)\u00a0 Starting November 2013 Fannie Mae down payment goes form 97% LTV to NOW a minimum down payment of 5%.\u00a0 This will drive higher credit profiles to FHA, but is still a reasonable down payment.\u00a0 (2)\u00a0 Lenders are competing, so call for the best rate if you need to refinance a home that you owe LESS than $625,500.\u00a0 It is the HARP Refinance Loan.\u00a0 No out-of-pocket closing costs, close in 30 days or less and more.\u00a0 Just call YOUR lender.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(1)\u00a0 Starting November 2013 Fannie Mae down payment goes form 97% LTV to NOW a minimum down payment of 5%.\u00a0 This will drive higher credit profiles to FHA, but is still a reasonable down payment.\u00a0 (2)\u00a0 Lenders are competing, so call for the best rate if you need to refinance a home that you owe [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1083"}],"collection":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/comments?post=1083"}],"version-history":[{"count":2,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1083\/revisions"}],"predecessor-version":[{"id":1085,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/posts\/1083\/revisions\/1085"}],"wp:attachment":[{"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/media?parent=1083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/categories?post=1083"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.thebains.com\/blog\/wp-json\/wp\/v2\/tags?post=1083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}